Credit Line or Credits for WooCommerce allows you to offer a Line of Credit to your customers using which they can buy now the products in your shop and pay later.
How Credit Line or Credits for WooCommerce Can Help Your Shop
Increase Your Site’s Revenue

When your customers browse products on your site, there’s always a a chance that they will postpone purchasing because of insufficient funds. With credits, they won’t have to abandon their carts. They can purchase on the spot. What’s more, you can choose to charge interest on transactions made with credits. This can increase your site’s revenue.